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Dental benefits

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We have partnered with smile.com.au to make dental care more affordable and accessible for our members. Members who have extras with dental cover will save 15-40% off* all dental treatments performed by a smile.com.au approved dentist.

These savings are in addition to your existing myOwn extras benefits. This means lower out-of-pocket costs for any treatment, as smile.com.au dentists will reduce their normal fees by at least 15%.

With over 2,000 approved dentists in the smile.com.au network, chances are there is one near you. 

*Savings may vary between dentists. It is recommended that members obtain a quote prior to treatment.

FAQs

  • All members with myOwn extras, including all combined covers are able to access lower treatment costs at a smile.com.au dentists straight away.
  • Once a member has served their waiting periods myOwn will offer a member No Gap Dental (100% cover) on selected preventative dental items and 70-75% cover on any other dental treatments provided by a smile.com.au dentist.

Yes. Only myOwn members with extras dental cover will be eligible to receive the reduced dental fees.

No, myOwn members do not need to purchase a smile.com.au membership.

  1. Book your appointment with an approved dentist here.
  2. Show your myOwn health insurance member card on arrival at your appointment.
  • You will always save a minimum 15% and up to 40% off the dentist’s regular fees. 
  • The percentage saving will depend on the practice’s regular fees. Savings vary between dentists.
  • We recommend getting a quote prior to treatment.

No Gap Dental is available on eligible preventative dental benefits to members who have served the two month waiting period and are using a smile.com.au provider.

Please note this benefit is included in the combined Preventative and General Dental limit.

This benefit is limited to one service per treatment group per year for each person listed on the policy.

Eligible No Gap Dental item numbers for each treatment group are:

Oral examinations

  • 011 (Comprehensive oral examination)
  • 012 (Periodic oral examination)
  • 013 (Oral examination limited)

Scale and clean

  • 111 (Removal of plaque and/or stain)
  • 114 (Removal of calculus – first visit)
  • 115 (Removal of calculus – subsequent visit)

Topical application

  • 121 (Topical application of remineralising treatment) – fluoride

Mouth guard

  • 151 (Provision of a mouthguard)

There are no out of pocket expenses for an eligible claim.

Simply provide your membership card at time of service with your smile.com.au provider.

No Gap Dental cannot be used where the service limit for preventative dental has already been reached or the combined general and preventative dental annual limit has been reached.

Yes, you can visit any registered dentist in Australia and you will receive a percentage back on your dental treatment costs, up to your annual limit. However you will not be eligible for the increased percentage back that you would receive through smile.com.au. Please refer to your Product Fact Sheet for more information regarding your benefit percentage and annual limit.