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myOwn is a new kind of health insurance. Not only can you choose from a range of covers designed to suit you, you can also make the most of up to 70% back on extras cover from any recognised provider.
One of the best things about having myOwn health insurance is that you get to enjoy the benefits of AIA Vitality - the health and wellbeing program that actually rewards you for taking the steps to boost your health.
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Seriously, the more you take care of your health and wellbeing, the more value you'll get out of the AIA Vitality program. Here's how it works:
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This is our accident package suited to people seeking minimal hospital and extras cover and includes access to the AIA Vitality wellbeing program for up to two covered adults.
Select CoverItems below are either () covered, () partially covered or () not covered.
| Cardiac and cardiac-related | |
| Dental implants |
| Cardiac and cardiac-related | |
| Dental implants |
Ambulance cover, Australia wide, emergencies only.
Please note: All products exclude hospital treatment for which Medicare pays no benefit (i.e. cosmetic surgery).
Waiting periods:
Claim 50% back for all included treatments except Optical which is 100%.
A waiting period of 2 months applies to all included treatments except for Optical which is 6 months.
| General Dental |
$800yr per person |
| Preventative Dental |
No annual limit per person |
| Optical |
$200*yr per person |
| Physiotherapy |
$300yr per person |
This is our basic package suited to people seeking minimal hospital and extras cover and includes access to the AIA Vitality wellbeing program for up to two covered adults.
Select CoverItems below are either () covered, () partially covered or () not covered.
| Cardiac and cardiac-related | |
| Dental implants |
| Cardiac and cardiac-related | |
| Dental implants |
Ambulance cover, Australia wide, emergencies only.
Please note: All products exclude hospital treatment for which Medicare pays no benefit (i.e. cosmetic surgery).
Waiting periods:
Claim 50% back for all included treatments except Optical which is 100%.
A waiting period of 2 months applies to all included treatments except for Optical which is 6 months.
| General Dental |
$800yr per person |
|
| Preventative Dental |
No annual limit per person |
|
| Optical |
$200*yr per person |
|
| Physiotherapy |
$300yr per person |
A bit more than just accident cover and still very affordable. Private hospital cover (with some exclusions) with 55% back on Extras up to annual limits. Includes AIA Vitality memberships for up to two covered adults (the member and their partner).
Select CoverItems below are either () covered, () partially covered or () not covered.
| Cardiac and cardiac-related | |
| Dental implants |
| Cardiac and cardiac-related | |
| Dental implants |
Ambulance cover, Australia wide, emergencies only.
Please note: All products exclude hospital treatment for which Medicare pays no benefit (i.e. cosmetic surgery).
Waiting periods:
Claim 55% back for all included treatments except Optical and Preventative Health Benefits which is 100%.
A waiting period of 2 months applies to all included treatments except Optical which is 6 months wait. For major dental, orthodontics and non-surgically implanted prostheses & appliances which are 12 months wait.
| General Dental |
$800yr per person |
| Preventative Dental |
No annual limit per person |
| Major Dental |
No annual limit per person |
| Orthodontics |
No annual limit per person |
| Lifetime Limits |
No annual limit per person |
| Optical |
$200*yr per person |
| Physiotherapy |
$300yr per person |
| Hydrotherapy |
$300yr per person |
| Myotherapy |
$300yr per person |
| Exercise Physiology |
$300yr per person |
| Chiropractic |
$300yr per person |
| Osteopathy |
$300yr per person |
| Naturopathy |
$300yr per person |
| Homeopathy |
$300yr per person |
| Acupuncture |
$300yr per person |
| Remedial massage |
$300yr per person |
| Podiatry |
$300yr per person |
| PBS Pharmacy |
$300yr per person |
| Psychology |
$300yr per person |
| Audiology |
$300yr per person |
| Eye therapy |
$300yr per person |
| Speech therapy |
$300yr per person |
| Antenatal and postnatal |
$300yr per person |
| Occupational therapy |
$300yr per person |
| Medicaly Perscribed Appliance |
$300yr per person |
| Orthopaedic appliance |
$300yr per person |
| Swimming lessons (0-17years) |
$300yr per person |
| Dietetics |
$300yr per person |
| Preventive Health Benefits |
$300yr per person |
This is our basic package suited to people seeking minimal hospital and extras cover and includes access to the AIA Vitality wellbeing program for up to two covered adults.
Select CoverItems below are either () covered, () partially covered or () not covered.
| Cardiac and cardiac-related | |
| Dental implants |
| Cardiac and cardiac-related | |
| Dental implants |
Ambulance cover, Australia wide, emergencies only.
Please note: All products exclude hospital treatment for which Medicare pays no benefit (i.e. cosmetic surgery).
Waiting periods:
Claim 50% back for all included treatments except Optical which is 100%.
A waiting period of 2 months applies to all included treatments except for Optical which is 6 months.
| General Dental |
$800yr per person |
|
| Preventative Dental |
No annual limit per person |
|
| Optical |
$200*yr per person |
|
| Physiotherapy |
$300yr per person |
This is our basic package suited to people seeking minimal hospital and extras cover and includes access to the AIA Vitality wellbeing program for up to two covered adults.
Select CoverItems below are either () covered, () partially covered or () not covered.
| Cardiac and cardiac-related | |
| Dental implants |
| Cardiac and cardiac-related | |
| Dental implants |
Ambulance cover, Australia wide, emergencies only.
Please note: All products exclude hospital treatment for which Medicare pays no benefit (i.e. cosmetic surgery).
Waiting periods:
Claim 60% back for all included treatments except Optical and Preventative Health Benefits which is 100%.
A waiting period of 2 months applies to all included treatments except Optical which is 6 months wait. For major dental, orthodontics and non-surgically implanted prostheses & appliances which are 12 months wait.
| General Dental |
$800yr per person |
| Preventative Dental |
No annual limit per person |
| Optical |
$200*yr per person |
| Physiotherapy |
$300yr per person |
This is our basic package suited to people seeking minimal hospital and extras cover and includes access to the AIA Vitality wellbeing program for up to two covered adults.
Select CoverItems below are either () covered, () partially covered or () not covered.
| Cardiac and cardiac-related | |
| Dental implants |
| Cardiac and cardiac-related | |
| Dental implants |
Ambulance cover, Australia wide, emergencies only.
Please note: All products exclude hospital treatment for which Medicare pays no benefit (i.e. cosmetic surgery).
Waiting periods:
Claim 60% back for all included treatments except Optical and Preventative Health Benefits which is 100%.
A waiting period of 2 months applies to all included treatments except Optical which is 6 months wait. For major dental, orthodontics and non-surgically implanted prostheses & appliances which are 12 months wait.
| General Dental |
$800yr per person |
|
| Preventative Dental |
No annual limit per person |
|
| Optical |
$200*yr per person |
|
| Physiotherapy |
$300yr per person |
This is our basic package suited to people seeking minimal hospital and extras cover and includes access to the AIA Vitality wellbeing program for up to two covered adults.
Select CoverItems below are either () covered, () partially covered or () not covered.
| Cardiac and cardiac-related | |
| Dental implants |
| Cardiac and cardiac-related | |
| Dental implants |
Ambulance cover, Australia wide, emergencies only.
Please note: All products exclude hospital treatment for which Medicare pays no benefit (i.e. cosmetic surgery).
Waiting periods:
Claim 70% back for all included treatments except Optical and Preventative Health Benefits which is 100%.
A waiting period of 2 months applies to all included treatments except Optical which is 6 months wait. For major dental, orthodontics and non-surgically implanted prostheses & appliances which are 12 months wait.
| General Dental |
$800yr per person |
| Preventative Dental |
No annual limit per person |
| Optical |
$200*yr per person |
| Physiotherapy |
$300yr per person |
This is our basic package suited to people seeking minimal hospital and extras cover and includes access to the AIA Vitality wellbeing program for up to two covered adults.
Select CoverItems below are either () covered, () partially covered or () not covered.
| Cardiac and cardiac-related | |
| Dental implants |
| Cardiac and cardiac-related | |
| Dental implants |
Ambulance cover, Australia wide, emergencies only.
Please note: All products exclude hospital treatment for which Medicare pays no benefit (i.e. cosmetic surgery).
Waiting periods:
Claim 60% back for all included treatments except Optical and Preventative Health Benefits which is 100%.
A waiting period of 2 months applies to all included treatments except Optical which is 6 months wait. For major dental, orthodontics and non-surgically implanted prostheses & appliances which are 12 months wait.
| General Dental |
$800yr per person |
|
| Preventative Dental |
No annual limit per person |
|
| Optical |
$200*yr per person |
|
| Physiotherapy |
$300yr per person |
This is our basic package suited to people seeking minimal hospital and extras cover and includes access to the AIA Vitality wellbeing program for up to two covered adults.
Select CoverItems below are either () covered, () partially covered or () not covered.
| Cardiac and cardiac-related | |
| Dental implants |
| Cardiac and cardiac-related | |
| Dental implants |
Ambulance cover, Australia wide, emergencies only.
Please note: All products exclude hospital treatment for which Medicare pays no benefit (i.e. cosmetic surgery).
Waiting periods:
Claim 70% back for all included treatments except Optical and Preventative Health Benefits which is 100%.
A waiting period of 2 months applies to all included treatments except Optical which is 6 months wait. For major dental, orthodontics and non-surgically implanted prostheses & appliances which are 12 months wait.
| General Dental |
$800yr per person |
|
| Preventative Dental |
No annual limit per person |
|
| Optical |
$200*yr per person |
|
| Physiotherapy |
$300yr per person |
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