myOwn
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You've never seen health insurance like this
The cover you need...
myOwn is a new kind of health insurance. Not only can you choose from a range of covers designed to suit you, you can also make the most of up to 70% back on extras cover from any recognised provider.
...with the rewards for healthy choices
One of the best things about having myOwn health insurance is that you get to enjoy the benefits of AIA Vitality - the health and wellbeing program that actually rewards you for taking the steps to boost your health.
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Amazing things happen when you value yourself
Seriously, the more you take care of your health and wellbeing, the more value you'll get out of the AIA Vitality program. Here's how it works:
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It's time for myOwn way of browsing cover
Accident Only Package with AIA Vitality®
This is our accident package suited to people seeking minimal hospital and extras cover and includes access to the AIA Vitality wellbeing program for up to two covered adults.
Select Cover-
Hospital inclusions
Items below are either () covered, () partially covered or () not covered.
Cardiac and cardiac-related Dental implants Cardiac and cardiac-related Dental implants Ambulance cover, Australia wide, emergencies only.
Please note: All products exclude hospital treatment for which Medicare pays no benefit (i.e. cosmetic surgery).
Waiting periods:- accidents = 1 day,
- all other hospital treatments = 2 months
For information check out our Help page -
Extras
Claim 50% back for all included treatments except Optical which is 100%.
A waiting period of 2 months applies to all included treatments except for Optical which is 6 months.
General Dental $800yr
per personPreventative Dental No annual limit
per personOptical $200*yr
per personPhysiotherapy $300yr
per person
Basic Package with AIA Vitality®
A bit more than just accident cover and still very affordable. Private hospital cover (with some exclusions) with 55% back on Extras up to annual limits. Includes AIA Vitality memberships for up to two covered adults (the member and their partner).
Select Cover-
Hospital inclusions
Items below are either () covered, () partially covered or () not covered.
Cardiac and cardiac-related Dental implants Cardiac and cardiac-related Dental implants Ambulance cover, Australia wide, emergencies only.
Please note: All products exclude hospital treatment for which Medicare pays no benefit (i.e. cosmetic surgery).
Waiting periods:- Pre-existing conditions (other than psychiatric, rehabilitation, palliative care) = 12 months,
- accidents = 1 day,
- all other hospital treatments = 2 months
For information check out our Help page -
Extras
Claim 55% back for all included treatments except Optical and Preventative Health Benefits which is 100%.
A waiting period of 2 months applies to all included treatments except Optical which is 6 months wait. For major dental, orthodontics and non-surgically implanted prostheses & appliances which are 12 months wait.
General Dental $800yr
per personPreventative Dental No annual limit
per personMajor Dental No annual limit
per personOrthodontics No annual limit
per personLifetime Limits No annual limit
per personOptical $200*yr
per personPhysiotherapy $300yr
per personHydrotherapy $300yr
per personMyotherapy $300yr
per personExercise Physiology $300yr
per personChiropractic $300yr
per personOsteopathy $300yr
per personNaturopathy $300yr
per personHomeopathy $300yr
per personAcupuncture $300yr
per personRemedial massage $300yr
per personPodiatry $300yr
per personPBS Pharmacy $300yr
per personPsychology $300yr
per personAudiology $300yr
per personEye therapy $300yr
per personSpeech therapy $300yr
per personAntenatal and postnatal $300yr
per personOccupational therapy $300yr
per personMedicaly Perscribed Appliance $300yr
per personOrthopaedic appliance $300yr
per personSwimming lessons (0-17years) $300yr
per personDietetics $300yr
per personPreventive Health Benefits $300yr
per person
Mid Package with AIA Vitality®
This is our basic package suited to people seeking minimal hospital and extras cover and includes access to the AIA Vitality wellbeing program for up to two covered adults.
Select Cover-
Hospital inclusions
Items below are either () covered, () partially covered or () not covered.
Cardiac and cardiac-related Dental implants Cardiac and cardiac-related Dental implants Ambulance cover, Australia wide, emergencies only.
Please note: All products exclude hospital treatment for which Medicare pays no benefit (i.e. cosmetic surgery).
Waiting periods:- Pre-existing conditions (other than psychiatric, rehabilitation, palliative care) = 12 months,
- accidents = 1 day,
- all other hospital treatments = 2 months
For information check out our Help page -
Extras
Claim 60% back for all included treatments except Optical and Preventative Health Benefits which is 100%.
A waiting period of 2 months applies to all included treatments except Optical which is 6 months wait. For major dental, orthodontics and non-surgically implanted prostheses & appliances which are 12 months wait.
General Dental $800yr
per personPreventative Dental No annual limit
per personOptical $200*yr
per personPhysiotherapy $300yr
per person
Comprehensive Package with AIA Vitality®
This is our basic package suited to people seeking minimal hospital and extras cover and includes access to the AIA Vitality wellbeing program for up to two covered adults.
Select Cover-
Hospital inclusions
Items below are either () covered, () partially covered or () not covered.
Cardiac and cardiac-related Dental implants Cardiac and cardiac-related Dental implants Ambulance cover, Australia wide, emergencies only.
Please note: All products exclude hospital treatment for which Medicare pays no benefit (i.e. cosmetic surgery).
Waiting periods:- Pre-existing conditions (other than psychiatric, rehabilitation, palliative care) = 12 months,
- accidents = 1 day,
- all other hospital treatments = 2 months
For information check out our Help page -
Extras
Claim 70% back for all included treatments except Optical and Preventative Health Benefits which is 100%.
A waiting period of 2 months applies to all included treatments except Optical which is 6 months wait. For major dental, orthodontics and non-surgically implanted prostheses & appliances which are 12 months wait.
General Dental $800yr
per personPreventative Dental No annual limit
per personOptical $200*yr
per personPhysiotherapy $300yr
per person
Top Package with AIA Vitality®
This is our basic package suited to people seeking minimal hospital and extras cover and includes access to the AIA Vitality wellbeing program for up to two covered adults.
Select Cover-
Hospital inclusions
Items below are either () covered, () partially covered or () not covered.
Cardiac and cardiac-related Dental implants Cardiac and cardiac-related Dental implants Ambulance cover, Australia wide, emergencies only.
Please note: All products exclude hospital treatment for which Medicare pays no benefit (i.e. cosmetic surgery).
Waiting periods:- Pre-existing conditions (other than psychiatric, rehabilitation, palliative care) = 12 months,
- Pregnancy & related services = 12 months
- accidents = 1 day,
- all other hospital treatments = 2 months
For information check out our Help page -
Extras
Claim 70% back for all included treatments except Optical and Preventative Health Benefits which is 100%.
A waiting period of 2 months applies to all included treatments except Optical which is 6 months wait. For major dental, orthodontics and non-surgically implanted prostheses & appliances which are 12 months wait.
General Dental $800yr
per personPreventative Dental No annual limit
per personOptical $200*yr
per personPhysiotherapy $300yr
per person
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